High Value Homes
High Value Homes Insurance is a specially crafted insurance solution designed to meet the unique coverage needs of substantial property owners. With coverage extending from $1,500,000 up to an impressive $15,000,000 in Guaranteed Replacement Cost, this product aims to provide a robust financial safety net against unforeseen adversities. Accompanying the core coverage is worldwide personal liability protection, ensuring a layer of security for policyholders no matter where they are located globally. The notable feature of a deductible waiver for losses exceeding $50,000 adds to the financial ease during challenging times. Moreover, the policy offers additional optional coverages for overland water damage, mechanical breakdown, and service line issues, making it a comprehensive insurance solution that’s aligned with the lifestyle and expectations of high-value home owners. The flexibility and extensive coverage options encapsulated in this product reflect a thorough understanding of the varied risk profiles and the elevated lifestyle associated with high value homes.
Type of Risks We Can Address
Our High Value Homes Insurance extends to a variety of property types and scenarios:
- Primary Owner Occupied Residences: Your main dwelling place is covered against unforeseen perils, ensuring peace of mind at home.
- Secondary Residences: Whether a vacation home or an urban retreat, we extend our coverage to your secondary residences.
- Seasonal Residences: From summer homes to winter lodges, seasonal residences are included within our coverage spectrum.
- Rented Properties: Properties rented out to others are safeguarded against potential liabilities and damages.
- Condominium Units: Our coverage embraces individual condominium units, offering a shield against diverse risks.
- Log Construction Homes: Unique homes with log construction are duly covered under our specialized policy.
- And more... Our flexible underwriting approach allows for coverage customization to address various other unique scenarios.