Personal Lines

The Select Program by InsureBC offers tailored insurance solutions for homeowners, condo owners, landlords, and tenants, providing extensive coverage options like replacement cost, personal property protection, and additional living expenses. With specialized coverages such as identity fraud protection and various discounts, this program ensures robust protection for your property and peace of mind, all backed by InsureBC’s trusted underwriting and claims services.

InsureBC's Special Risk program is designed to cover unique property situations that conventional policies might overlook. Whether you own a vacation home, rental property, or a residence with special features, our tailored solutions ensure comprehensive coverage. We accommodate risks such as vacant or seasonal dwellings, properties with special conditions like oil tanks or wood heating, and homes undergoing renovations. Our program also provides coverage for properties with complex financial and legal circumstances.

High Value Homes Insurance provides tailored coverage for substantial properties, with Guaranteed Replacement Cost ranging from $1,500,000 to $15,000,000. This comprehensive policy includes worldwide personal liability protection and a deductible waiver for losses over $50,000. Optional coverages for overland water damage, mechanical breakdown, and service line issues enhance its flexibility. Ideal for primary, secondary, seasonal residences, rented properties, and even log construction homes, this insurance solution is designed to meet the unique needs of high-value homeowners, offering peace of mind no matter the scenario.